:root{
    /* brand */
    --rr-navy:#0033a0;
    --rr-navy-deep:#001f5c;
    --rr-navy-ink:#0a1430;
    --rr-navy-pale:#eef3fc;
    --rr-navy-mist:#f6f9fe;
    --rr-navy-line:#cdddf6;

    /* secondary — forest green = "covered" semantic */
    --rr-green:#059669;
    --rr-green-deep:#047857;
    --rr-green-pale:#d1fae5;
    --rr-green-line:#a7f3d0;

    /* status accents */
    --rr-amber:#d97706;
    --rr-amber-pale:#fef3c7;
    --rr-amber-line:#fde68a;
    --rr-rose:#e11d48;
    --rr-rose-pale:#ffe4e6;
    --rr-rose-line:#fecdd3;

    /* surfaces */
    --rr-cream:#faf9f5;
    --rr-paper:#ffffff;
    --rr-ink:#0a0e27;
    --rr-slate:#475569;
    --rr-slate-light:#64748b;
    --rr-cloud:#f4f6fb;
    --rr-line:#e5e7eb;
    --rr-line-soft:#f1f5f9;

    /* type */
    --rr-font-display:"Sora","Iowan Old Style",Georgia,serif;
    --rr-font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
    --rr-font-mono:"Inter",ui-monospace,"SF Mono",Menlo,monospace;

    /* radii + shadows */
    --rr-r-sm:6px;
    --rr-r:10px;
    --rr-r-lg:16px;
    --rr-r-xl:22px;
    --rr-sh-sm:0 1px 2px rgba(10,20,48,.05);
    --rr-sh:0 6px 18px rgba(10,20,48,.07);
    --rr-sh-lg:0 18px 40px rgba(10,20,48,.10);
    --rr-sh-green:0 12px 32px rgba(5,150,105,.18);
    --rr-sh-navy:0 12px 32px rgba(0,51,160,.22);

    --rr-maxw:1240px;
    --rr-gutter:clamp(20px,4vw,40px);
  }

  *,*::before,*::after{box-sizing:border-box}
  html{scroll-behavior:smooth;scroll-padding-top:120px}
  body{
    margin:0;
    font-family:var(--rr-font-body);
    font-size:16px;
    line-height:1.65;
    color:var(--rr-ink);
    background:var(--rr-cream);
    -webkit-font-smoothing:antialiased;
    text-rendering:optimizeLegibility;
  }
  img{max-width:100%;display:block}
  a{color:var(--rr-navy);text-decoration:none}
  a:hover{text-decoration:underline}
  button{font:inherit;cursor:pointer}

  .skip{
    position:absolute;left:-9999px;top:0;
    background:var(--rr-navy);color:#fff;
    padding:10px 16px;border-radius:0 0 8px 0;z-index:200;
    font-size:14px;font-weight:600;
  }
  .skip:focus{left:0}

  .container{max-width:var(--rr-maxw);margin:0 auto;padding:0 var(--rr-gutter)}
  .container--narrow{max-width:880px}

  .progress{
    position:fixed;top:0;left:0;right:0;height:3px;
    background:transparent;z-index:120;pointer-events:none;
  }
  .progress__bar{
    height:100%;width:0;
    background:linear-gradient(90deg,var(--rr-navy) 0%,var(--rr-green) 100%);
    transition:width .1s linear;
  }

  .nav{
    position:sticky;top:0;z-index:80;
    background:rgba(250,249,245,.85);
    -webkit-backdrop-filter:saturate(180%) blur(12px);
    backdrop-filter:saturate(180%) blur(12px);
    border-bottom:1px solid var(--rr-line);
  }
  .nav__inner{
    display:flex;align-items:center;justify-content:space-between;
    height:68px;
  }
  .nav__brand{
    display:flex;align-items:center;gap:10px;
    font-family:var(--rr-font-display);
    font-weight:700;font-size:20px;
    color:var(--rr-navy-ink);text-decoration:none;
    letter-spacing:-.01em;
  }
  .nav__brand .mark{
    display:inline-flex;align-items:center;justify-content:center;
    width:32px;height:32px;border-radius:8px;
    background:linear-gradient(135deg,var(--rr-navy) 0%,var(--rr-green) 100%);
    color:#fff;font-family:var(--rr-font-mono);font-size:12px;font-weight:600;
    box-shadow:var(--rr-sh-sm);
  }
  .nav__menu{display:flex;align-items:center;gap:28px}
  .nav__menu a{
    color:var(--rr-slate);font-size:14px;font-weight:500;
    text-decoration:none;transition:color .15s;
  }
  .nav__menu a:hover{color:var(--rr-navy)}
  .nav__menu a.is-active{color:var(--rr-navy-ink);font-weight:600}
  .nav__menu a.btn{
    background:var(--rr-navy);color:#fff;
    padding:9px 18px;border-radius:999px;font-weight:600;
    box-shadow:0 4px 12px rgba(0,51,160,.18);
  }
  .nav__menu a.btn:hover{background:var(--rr-navy-deep);color:#fff}
  .nav__toggle{display:none;background:none;border:none;color:var(--rr-navy-ink)}

  .crumbs{
    background:var(--rr-paper);
    border-bottom:1px solid var(--rr-line);
    font-family:var(--rr-font-mono);font-size:12px;
    color:var(--rr-slate-light);
  }
  .crumbs ol{
    list-style:none;margin:0;padding:14px 0;
    display:flex;align-items:center;gap:8px;
  }
  .crumbs a{color:var(--rr-slate);text-decoration:none}
  .crumbs a:hover{color:var(--rr-navy)}
  .crumbs li[aria-current="page"]{color:var(--rr-ink);font-weight:500}

  .hero{
    position:relative;
    padding:64px 0 56px;
    background:
      radial-gradient(900px 500px at 110% -10%,rgba(5,150,105,.08),transparent 60%),
      radial-gradient(700px 400px at -10% 110%,rgba(0,51,160,.10),transparent 60%),
      var(--rr-cream);
    overflow:hidden;
  }
  .hero::before{
    content:"";position:absolute;inset:0;
    background-image:
      linear-gradient(rgba(10,20,48,.025) 1px,transparent 1px),
      linear-gradient(90deg,rgba(10,20,48,.025) 1px,transparent 1px);
    background-size:48px 48px;
    -webkit-mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);
    mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);
    pointer-events:none;
  }
  .hero__grid{
    position:relative;
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:clamp(32px,5vw,64px);
    align-items:center;
  }
  .eyebrow{
    display:inline-flex;align-items:center;gap:10px;
    font-family:var(--rr-font-mono);font-size:12px;
    font-weight:600;letter-spacing:.08em;text-transform:uppercase;
    color:var(--rr-navy);
    background:var(--rr-navy-pale);
    padding:6px 12px;border-radius:999px;
    border:1px solid var(--rr-navy-line);
  }
  .eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--rr-green);box-shadow:0 0 0 3px rgba(5,150,105,.18)}
  .hero h1{
    font-family:var(--rr-font-display);
    font-size:clamp(36px,5vw,58px);
    line-height:1.05;
    font-weight:600;
    letter-spacing:-.025em;
    margin:18px 0 18px;
    color:var(--rr-navy-ink);
    font-variation-settings:"opsz" 120;
  }
  .hero h1 em{
    font-style:italic;font-weight:500;
    background:linear-gradient(120deg,var(--rr-green) 0%,var(--rr-navy) 100%);
    -webkit-background-clip:text;background-clip:text;color:transparent;
  }
  .hero__lead{
    font-size:clamp(16px,1.4vw,18px);
    line-height:1.65;color:var(--rr-slate);
    max-width:560px;margin:0 0 28px;
  }
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:8px;
    padding:14px 24px;border-radius:999px;
    font-weight:600;font-size:15px;text-decoration:none;
    transition:all .18s;cursor:pointer;border:1px solid transparent;
    font-family:var(--rr-font-body);
  }
  .btn--primary{background:var(--rr-navy);color:#fff;box-shadow:0 6px 16px rgba(0,51,160,.22)}
  .btn--primary:hover{background:var(--rr-navy-deep);color:#fff;transform:translateY(-1px);box-shadow:0 10px 24px rgba(0,51,160,.28)}
  .btn--ghost{background:transparent;color:var(--rr-navy);border-color:var(--rr-navy-line)}
  .btn--ghost:hover{background:var(--rr-paper);border-color:var(--rr-navy);text-decoration:none}
  .btn--green{background:var(--rr-green);color:#fff;box-shadow:0 6px 16px rgba(5,150,105,.22)}
  .btn--green:hover{background:var(--rr-green-deep);color:#fff;transform:translateY(-1px)}
  .btn--lg{padding:15px 26px;font-size:15px}
  .btn--sm{padding:9px 16px;font-size:13px}
  .btn__group{display:flex;flex-wrap:wrap;gap:12px}

  .glance{
    background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:var(--rr-r-xl);
    padding:28px 26px;
    box-shadow:var(--rr-sh-lg);
    position:relative;
  }
  .glance::before{
    content:"";position:absolute;top:-1px;left:24px;right:24px;height:4px;
    background:linear-gradient(90deg,var(--rr-green) 0%,var(--rr-navy) 100%);
    border-radius:0 0 4px 4px;
  }
  .glance__head{
    display:flex;align-items:center;justify-content:space-between;
    margin-bottom:18px;
  }
  .glance__title{
    font-family:var(--rr-font-mono);font-size:11px;
    font-weight:600;letter-spacing:.1em;text-transform:uppercase;
    color:var(--rr-slate-light);
  }
  .glance__pill{
    font-family:var(--rr-font-mono);font-size:11px;font-weight:600;
    color:var(--rr-green-deep);
    background:var(--rr-green-pale);
    padding:4px 10px;border-radius:999px;
    border:1px solid var(--rr-green-line);
  }
  .glance__stats{
    display:grid;grid-template-columns:repeat(3,1fr);gap:14px;
  }
  .stat{
    padding:14px 12px;
    background:var(--rr-navy-mist);
    border-radius:var(--rr-r);
    text-align:center;
    border:1px solid var(--rr-navy-line);
  }
  .stat__num{
    font-family:var(--rr-font-display);
    font-size:28px;font-weight:700;color:var(--rr-navy);
    letter-spacing:-.02em;line-height:1;
    font-variation-settings:"opsz" 60;
  }
  .stat__num small{font-size:14px;font-weight:500;color:var(--rr-navy);margin-left:2px}
  .stat__label{
    font-size:11px;color:var(--rr-slate);margin-top:6px;
    font-family:var(--rr-font-mono);letter-spacing:.04em;text-transform:uppercase;
  }

  .mini-tl{
    margin-top:18px;padding:14px 12px;
    background:var(--rr-cream);border-radius:var(--rr-r);
    border:1px dashed var(--rr-line);
  }
  .mini-tl__head{
    font-family:var(--rr-font-mono);font-size:11px;font-weight:600;
    color:var(--rr-slate-light);text-transform:uppercase;letter-spacing:.08em;
    margin-bottom:8px;
  }
  .mini-tl__bar{
    position:relative;height:8px;
    background:linear-gradient(90deg,var(--rr-green) 0%,var(--rr-green) 22%,var(--rr-amber) 22%,var(--rr-amber) 55%,var(--rr-navy) 55%,var(--rr-navy) 85%,var(--rr-slate-light) 85%,var(--rr-slate-light) 100%);
    border-radius:999px;
  }
  .mini-tl__marks{
    display:flex;justify-content:space-between;margin-top:8px;
    font-family:var(--rr-font-mono);font-size:10px;color:var(--rr-slate);
  }
  .mini-tl__marks span{display:flex;flex-direction:column;align-items:center;gap:2px;text-align:center}
  .mini-tl__marks span::before{
    content:"";width:6px;height:6px;border-radius:50%;background:var(--rr-ink);
    margin-top:-12px;border:2px solid var(--rr-cream);
  }

  .layout{
    display:grid;
    grid-template-columns:240px 1fr;
    gap:48px;
    padding:64px 0 48px;
    align-items:start;
  }

  .toc{
    position:sticky;top:120px;
    background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:var(--rr-r-lg);
    padding:20px 18px;
    box-shadow:var(--rr-sh-sm);
  }
  .toc__title{
    font-family:var(--rr-font-mono);font-size:11px;
    font-weight:600;letter-spacing:.1em;text-transform:uppercase;
    color:var(--rr-slate-light);margin-bottom:14px;
    display:flex;align-items:center;gap:8px;
  }
  .toc__title i{width:14px;height:14px;color:var(--rr-navy)}
  .toc__list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}
  .toc__list a{
    display:flex;align-items:center;gap:10px;
    padding:8px 10px;border-radius:var(--rr-r-sm);
    font-size:13px;color:var(--rr-slate);text-decoration:none;
    border-left:2px solid transparent;
    transition:all .15s;
    line-height:1.4;
  }
  .toc__list a .num{
    font-family:var(--rr-font-mono);font-size:11px;
    color:var(--rr-slate-light);font-weight:600;
    min-width:22px;
  }
  .toc__list a:hover{background:var(--rr-navy-mist);color:var(--rr-navy)}
  .toc__list a.is-active{
    background:var(--rr-navy-pale);color:var(--rr-navy);
    border-left-color:var(--rr-navy);font-weight:600;
  }
  .toc__list a.is-active .num{color:var(--rr-navy)}

  /* Mobile TOC trigger + drawer (mirrors privacy-policy pattern) */
  .toc-trigger{
    display:none;
    position:sticky;top:80px;z-index:50;
    width:100%;
    background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:var(--rr-r-sm);
    padding:12px 16px;
    margin-bottom:20px;
    font-family:inherit;font-size:14px;font-weight:600;
    color:var(--rr-ink);text-align:left;
    cursor:pointer;
    box-shadow:var(--rr-sh-sm);
    align-items:center;justify-content:space-between;gap:12px;
  }
  .toc-trigger__label{display:flex;align-items:center;gap:10px}
  .toc-trigger__label i{width:16px;height:16px;color:var(--rr-navy)}
  .toc-trigger__chevron{
    width:16px;height:16px;color:var(--rr-slate-light);
    transition:transform .25s ease;flex-shrink:0;
  }
  .toc-trigger[aria-expanded="true"] .toc-trigger__chevron{transform:rotate(180deg)}

  .toc-drawer{
    display:none;
    position:fixed;top:0;left:0;bottom:0;
    width:min(320px,85vw);
    background:var(--rr-paper);
    box-shadow:var(--rr-sh-lg);
    z-index:120;
    transform:translateX(-100%);
    transition:transform .3s ease;
    overflow-y:auto;padding:22px 20px 28px;
  }
  .toc-drawer.is-open{transform:translateX(0)}
  .toc-drawer__head{
    display:flex;align-items:center;justify-content:space-between;
    margin-bottom:14px;padding-bottom:12px;border-bottom:1px solid var(--rr-line-soft);
  }
  .toc-drawer__head .toc__title{margin-bottom:0}
  .toc-drawer__close{
    background:none;border:none;cursor:pointer;color:var(--rr-slate-light);
    padding:4px;display:inline-flex;align-items:center;justify-content:center;
    border-radius:var(--rr-r-sm);transition:color .15s ease,background .15s ease;
  }
  .toc-drawer__close:hover{color:var(--rr-navy);background:var(--rr-navy-mist)}
  .toc-drawer__close i{width:18px;height:18px}
  .toc-drawer .toc__list{margin-bottom:18px}
  .toc-drawer__foot{
    font-family:var(--rr-font-mono);font-size:11px;color:var(--rr-slate-light);
    padding-top:14px;border-top:1px solid var(--rr-line-soft);line-height:1.5;
  }

  .toc-overlay{
    display:none;position:fixed;inset:0;
    background:rgba(10,20,48,.5);z-index:110;
    opacity:0;transition:opacity .25s ease;
  }
  .toc-overlay.is-open{display:block;opacity:1}
  body.no-scroll{overflow:hidden}

  .content{
    min-width:0;
  }
  .section{
    padding:36px 0;
    scroll-margin-top:120px;
  }
  .section--tight{padding:24px 0}
  .section-head{margin-bottom:28px}
  .section-head .eyebrow{margin-bottom:14px}
  .section-head h2{
    font-family:var(--rr-font-display);
    font-size:clamp(26px,3vw,36px);
    line-height:1.15;font-weight:600;letter-spacing:-.02em;
    color:var(--rr-navy-ink);margin:0;
    font-variation-settings:"opsz" 100;
  }
  .section-head h2 em{
    font-style:italic;color:var(--rr-green);font-weight:500;
  }
  .section-head p{
    margin:14px 0 0;color:var(--rr-slate);
    font-size:16px;line-height:1.65;max-width:680px;
  }

  .clause{
    display:grid;
    grid-template-columns:60px 1fr;
    gap:20px;
    padding:28px 0;
    border-top:1px solid var(--rr-line-soft);
  }
  .clause:first-child{border-top:none;padding-top:8px}
  .clause__num{
    font-family:var(--rr-font-display);
    font-size:38px;font-weight:600;color:var(--rr-navy);
    line-height:1;letter-spacing:-.02em;
    font-variation-settings:"opsz" 144;font-style:italic;
  }
  .clause__body h3{
    font-family:var(--rr-font-display);
    font-size:22px;font-weight:600;letter-spacing:-.01em;
    color:var(--rr-navy-ink);margin:0 0 10px;
    font-variation-settings:"opsz" 30;
  }
  .clause__body p{margin:0 0 12px;color:var(--rr-ink);line-height:1.7}
  .clause__body p:last-child{margin-bottom:0}

  .tiers{
    display:grid;grid-template-columns:repeat(3,1fr);gap:18px;
  }
  .tier{
    position:relative;
    background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:var(--rr-r-lg);
    padding:24px 22px 22px;
    overflow:hidden;
    transition:transform .25s,box-shadow .25s;
  }
  .tier:hover{transform:translateY(-3px);box-shadow:var(--rr-sh)}
  .tier::before{
    content:"";position:absolute;top:0;left:0;right:0;height:4px;
  }
  .tier--green::before{background:var(--rr-green)}
  .tier--amber::before{background:var(--rr-amber)}
  .tier--rose::before{background:var(--rr-rose)}
  .tier__head{
    display:flex;align-items:center;justify-content:space-between;
    margin-bottom:10px;
  }
  .tier__icon{
    width:42px;height:42px;border-radius:10px;
    display:flex;align-items:center;justify-content:center;
  }
  .tier__icon i{width:22px;height:22px;stroke-width:2}
  .tier--green .tier__icon{background:var(--rr-green-pale);color:var(--rr-green-deep)}
  .tier--amber .tier__icon{background:var(--rr-amber-pale);color:var(--rr-amber)}
  .tier--rose .tier__icon{background:var(--rr-rose-pale);color:var(--rr-rose)}
  .tier__tag{
    font-family:var(--rr-font-mono);font-size:10px;font-weight:600;
    letter-spacing:.08em;text-transform:uppercase;padding:4px 10px;border-radius:999px;
  }
  .tier--green .tier__tag{background:var(--rr-green-pale);color:var(--rr-green-deep)}
  .tier--amber .tier__tag{background:var(--rr-amber-pale);color:var(--rr-amber)}
  .tier--rose .tier__tag{background:var(--rr-rose-pale);color:var(--rr-rose)}
  .tier h3{
    font-family:var(--rr-font-display);font-size:22px;font-weight:600;
    letter-spacing:-.01em;color:var(--rr-navy-ink);margin:6px 0 6px;
    font-variation-settings:"opsz" 36;
  }
  .tier__subtitle{
    font-family:var(--rr-font-mono);font-size:12px;color:var(--rr-slate-light);
    text-transform:uppercase;letter-spacing:.06em;margin-bottom:14px;
  }
  .tier p{color:var(--rr-slate);font-size:14px;line-height:1.6;margin:0 0 16px}
  .tier__resolution{
    padding:12px 14px;background:var(--rr-cream);border-radius:8px;
    border:1px dashed var(--rr-line);
    font-size:13px;color:var(--rr-ink);
  }
  .tier__resolution strong{
    display:block;font-family:var(--rr-font-mono);font-size:11px;
    color:var(--rr-slate-light);text-transform:uppercase;letter-spacing:.08em;
    margin-bottom:4px;font-weight:600;
  }

  .tl-wrap{
    background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:var(--rr-r-lg);
    padding:32px 28px 28px;
    box-shadow:var(--rr-sh-sm);
  }
  .tl-wrap__head{
    display:flex;justify-content:space-between;align-items:flex-end;
    margin-bottom:24px;flex-wrap:wrap;gap:12px;
  }
  .tl-wrap__head h3{
    font-family:var(--rr-font-display);font-size:20px;font-weight:600;
    color:var(--rr-navy-ink);margin:0;letter-spacing:-.01em;
    font-variation-settings:"opsz" 30;
  }
  .tl-wrap__legend{
    display:flex;gap:14px;font-family:var(--rr-font-mono);font-size:11px;color:var(--rr-slate);
  }
  .tl-wrap__legend span{display:inline-flex;align-items:center;gap:6px}
  .tl-wrap__legend i{
    width:10px;height:10px;border-radius:2px;display:inline-block;
  }
  .tl-axis{
    position:relative;height:6px;background:var(--rr-line);
    border-radius:999px;margin:40px 16px 32px;
  }
  .tl-fill{
    position:absolute;top:0;left:0;height:100%;width:0;
    background:linear-gradient(90deg,var(--rr-green) 0%,var(--rr-green) 25%,var(--rr-amber) 25%,var(--rr-amber) 60%,var(--rr-navy) 60%,var(--rr-navy) 90%,var(--rr-slate-light) 90%,var(--rr-slate-light) 100%);
    border-radius:999px;
    transition:width 1.6s cubic-bezier(.4,.0,.2,1);
  }
  .tl-points{
    position:absolute;top:-36px;left:0;right:0;
    display:flex;justify-content:space-between;
  }
  .tl-point{
    display:flex;flex-direction:column;align-items:center;
    min-width:80px;text-align:center;
  }
  .tl-point__t{
    font-family:var(--rr-font-mono);font-size:11px;font-weight:600;
    color:var(--rr-navy);background:var(--rr-navy-pale);
    padding:3px 8px;border-radius:6px;border:1px solid var(--rr-navy-line);
    margin-bottom:6px;white-space:nowrap;
  }
  .tl-point__dot{
    width:14px;height:14px;border-radius:50%;
    background:var(--rr-paper);border:3px solid var(--rr-navy);
    margin-top:6px;
  }
  .tl-point.is-green .tl-point__dot{border-color:var(--rr-green)}
  .tl-point.is-green .tl-point__t{color:var(--rr-green-deep);background:var(--rr-green-pale);border-color:var(--rr-green-line)}
  .tl-point.is-amber .tl-point__dot{border-color:var(--rr-amber)}
  .tl-point.is-amber .tl-point__t{color:var(--rr-amber);background:var(--rr-amber-pale);border-color:var(--rr-amber-line)}
  .tl-point.is-rose .tl-point__dot{border-color:var(--rr-slate-light)}
  .tl-point.is-rose .tl-point__t{color:var(--rr-slate-light);background:var(--rr-cloud);border-color:var(--rr-line)}
  .tl-labels{
    display:flex;justify-content:space-between;
    font-family:var(--rr-font-body);font-size:12px;color:var(--rr-slate);
    padding:0 8px;
  }
  .tl-labels span{
    flex:1;text-align:center;padding:0 4px;
    line-height:1.4;
  }
  .tl-labels strong{display:block;color:var(--rr-ink);font-weight:600;font-size:13px}

  .grid{
    display:grid;gap:14px;
  }
  .grid--3{grid-template-columns:repeat(3,1fr)}
  .grid--2{grid-template-columns:repeat(2,1fr)}
  .card{
    background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:var(--rr-r);
    padding:20px;
    transition:transform .18s,box-shadow .18s,border-color .18s;
  }
  .card:hover{transform:translateY(-2px);box-shadow:var(--rr-sh);border-color:var(--rr-navy-line)}
  .card--green{border-left:4px solid var(--rr-green)}
  .card--rose{border-left:4px solid var(--rr-slate-light)}
  .card__head{
    display:flex;align-items:center;gap:10px;margin-bottom:8px;
  }
  .card__icon{
    flex:0 0 36px;width:36px;height:36px;border-radius:8px;
    background:var(--rr-green-pale);color:var(--rr-green-deep);
    display:flex;align-items:center;justify-content:center;
  }
  .card--rose .card__icon{background:var(--rr-rose-pale);color:var(--rr-rose)}
  .card__icon i{width:18px;height:18px;stroke-width:2}
  .card h3{
    font-family:var(--rr-font-display);font-size:17px;font-weight:600;
    color:var(--rr-navy-ink);margin:0;letter-spacing:-.005em;
    font-variation-settings:"opsz" 30;
  }
  .card p{margin:0;color:var(--rr-slate);font-size:14px;line-height:1.6}

  .stepper{
    display:grid;grid-template-columns:repeat(4,1fr);gap:0;
    background:var(--rr-paper);border:1px solid var(--rr-line);
    border-radius:var(--rr-r-lg);overflow:hidden;
    margin-top:20px;
  }
  .step{
    padding:22px 20px;position:relative;
    border-right:1px solid var(--rr-line);
  }
  .step:last-child{border-right:none}
  .step__num{
    display:inline-flex;align-items:center;justify-content:center;
    width:32px;height:32px;border-radius:50%;
    background:var(--rr-navy);color:#fff;
    font-family:var(--rr-font-mono);font-size:13px;font-weight:600;
    margin-bottom:10px;
  }
  .step h4{
    font-family:var(--rr-font-display);font-size:15px;font-weight:600;
    color:var(--rr-navy-ink);margin:0 0 6px;
    font-variation-settings:"opsz" 24;
  }
  .step p{font-size:13px;color:var(--rr-slate);margin:0;line-height:1.55}
  .step__arrow{
    position:absolute;right:-9px;top:32px;z-index:2;
    width:18px;height:18px;background:var(--rr-paper);
    border-top:1px solid var(--rr-line);border-right:1px solid var(--rr-line);
    transform:rotate(45deg);
  }
  .step:last-child .step__arrow{display:none}

  .res-strip{
    display:grid;grid-template-columns:repeat(3,1fr);gap:14px;
    margin-top:20px;
  }
  .res{
    padding:14px 16px;border-radius:var(--rr-r);
    background:var(--rr-cream);border:1px solid var(--rr-line);
    display:flex;align-items:center;gap:12px;
  }
  .res__icon{
    width:36px;height:36px;border-radius:8px;
    background:var(--rr-green);color:#fff;
    display:flex;align-items:center;justify-content:center;flex:0 0 36px;
  }
  .res--alt .res__icon{background:var(--rr-navy)}
  .res--ghost .res__icon{background:var(--rr-slate-light)}
  .res__icon i{width:18px;height:18px;stroke-width:2}
  .res__text{font-size:13px;color:var(--rr-ink);line-height:1.4}
  .res__text strong{display:block;color:var(--rr-navy-ink);font-size:14px;font-weight:600}

  .split{
    display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start;
  }
  .check-list{
    list-style:none;padding:0;margin:0;
    display:flex;flex-direction:column;gap:10px;
  }
  .check-list li{
    display:flex;gap:10px;padding:12px 14px;
    background:var(--rr-cream);border-radius:var(--rr-r);
    border:1px solid var(--rr-line);
    font-size:14px;line-height:1.55;color:var(--rr-ink);
  }
  .check-list li i{
    flex:0 0 18px;width:18px;height:18px;color:var(--rr-rose);
    margin-top:2px;
  }
  .quote-card{
    background:linear-gradient(135deg,var(--rr-navy-mist) 0%,var(--rr-paper) 100%);
    border:1px solid var(--rr-navy-line);
    border-radius:var(--rr-r-lg);padding:24px;
    position:relative;
  }
  .quote-card::before{
    content:"\201C";
    position:absolute;top:-6px;left:18px;
    font-family:var(--rr-font-display);font-size:80px;line-height:1;
    color:var(--rr-navy);opacity:.18;font-weight:700;
    font-variation-settings:"opsz" 144;
  }
  .quote-card h3{
    font-family:var(--rr-font-display);font-size:18px;font-weight:600;
    color:var(--rr-navy-ink);margin:0 0 10px;
    font-variation-settings:"opsz" 24;
  }
  .quote-card p{margin:0 0 12px;color:var(--rr-slate);font-size:14px;line-height:1.65}
  .quote-card p:last-child{margin-bottom:0}
  .quote-card strong{color:var(--rr-navy-ink)}

  .funnel{
    display:grid;grid-template-columns:repeat(3,1fr);gap:14px;
  }
  .funnel__step{
    background:var(--rr-paper);border:1px solid var(--rr-line);
    border-radius:var(--rr-r-lg);padding:24px 22px;
    position:relative;overflow:hidden;
  }
  .funnel__step::before{
    content:"";position:absolute;top:0;left:0;right:0;height:4px;
  }
  .funnel__step--green::before{background:var(--rr-green)}
  .funnel__step--amber::before{background:var(--rr-amber)}
  .funnel__step--rose::before{background:var(--rr-rose)}
  .funnel__stage{
    font-family:var(--rr-font-mono);font-size:11px;font-weight:600;
    text-transform:uppercase;letter-spacing:.08em;color:var(--rr-slate-light);
    margin-bottom:8px;
  }
  .funnel__refund{
    font-family:var(--rr-font-display);font-size:42px;font-weight:700;
    letter-spacing:-.02em;line-height:1;margin:6px 0 8px;
    font-variation-settings:"opsz" 120;
  }
  .funnel__step--green .funnel__refund{color:var(--rr-green-deep)}
  .funnel__step--amber .funnel__refund{color:var(--rr-amber)}
  .funnel__step--rose .funnel__refund{color:var(--rr-rose)}
  .funnel__title{
    font-family:var(--rr-font-display);font-size:16px;font-weight:600;
    color:var(--rr-navy-ink);margin:0 0 6px;
    font-variation-settings:"opsz" 24;
  }
  .funnel__detail{font-size:13px;color:var(--rr-slate);margin:0;line-height:1.55}

  .faq{
    background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:var(--rr-r-lg);
    overflow:hidden;
  }
  .faq__item{border-bottom:1px solid var(--rr-line-soft)}
  .faq__item:last-child{border-bottom:none}
  .faq__q{
    display:flex;align-items:center;justify-content:space-between;
    width:100%;background:none;border:none;
    text-align:left;padding:20px 24px;cursor:pointer;
    font-family:var(--rr-font-display);font-size:17px;font-weight:500;
    color:var(--rr-navy-ink);
    font-variation-settings:"opsz" 24;letter-spacing:-.005em;
    transition:background .15s;
  }
  .faq__q:hover{background:var(--rr-cream)}
  .faq__q-icon{
    flex:0 0 28px;width:28px;height:28px;border-radius:50%;
    background:var(--rr-navy-pale);color:var(--rr-navy);
    display:flex;align-items:center;justify-content:center;
    font-size:18px;font-weight:500;transition:transform .25s;
    margin-left:14px;
  }
  .faq__item[open] .faq__q-icon{transform:rotate(45deg);background:var(--rr-green);color:#fff}
  .faq__a{
    padding:0 24px 22px;color:var(--rr-slate);
    font-size:15px;line-height:1.7;
  }
  .faq__a p{margin:0 0 10px}
  .faq__a p:last-child{margin:0}
  .faq__a strong{color:var(--rr-ink)}

  .cta{
    position:relative;
    background:
      radial-gradient(800px 400px at 90% 110%,rgba(5,150,105,.25),transparent 60%),
      linear-gradient(135deg,var(--rr-navy-ink) 0%,var(--rr-navy) 100%);
    color:#fff;
    padding:64px 0;
    overflow:hidden;
  }
  .cta::before{
    content:"";position:absolute;inset:0;
    background-image:
      linear-gradient(rgba(255,255,255,.03) 1px,transparent 1px),
      linear-gradient(90deg,rgba(255,255,255,.03) 1px,transparent 1px);
    background-size:48px 48px;
    pointer-events:none;
  }
  .cta__inner{position:relative;text-align:center;max-width:760px;margin:0 auto}
  .cta .eyebrow{
    background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.15);
  }
  .cta .eyebrow .dot{background:var(--rr-green)}
  .cta h2{
    font-family:var(--rr-font-display);
    font-size:clamp(28px,3.6vw,42px);
    font-weight:600;letter-spacing:-.02em;
    color:#fff;margin:14px 0 12px;line-height:1.15;
    font-variation-settings:"opsz" 100;
  }
  .cta p{
    color:rgba(255,255,255,.85);font-size:16px;line-height:1.65;
    margin:0 0 26px;
  }
  .cta .btn--ghost{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.25)}
  .cta .btn--ghost:hover{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.5)}

  .footer{
    background:var(--rr-navy-ink);color:rgba(255,255,255,.7);
    padding:56px 0 24px;font-size:14px;
  }
  .footer-grid{
    display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr;gap:32px;
    margin-bottom:32px;
  }
  .footer-brand{
    display:flex;align-items:center;gap:10px;
    font-family:var(--rr-font-display);font-size:20px;font-weight:600;
    color:#fff;margin-bottom:10px;
  }
  .footer-brand .mark{
    display:inline-flex;align-items:center;justify-content:center;
    width:30px;height:30px;border-radius:8px;
    background:linear-gradient(135deg,var(--rr-navy) 0%,var(--rr-green) 100%);
    color:#fff;font-family:var(--rr-font-mono);font-size:11px;font-weight:600;
  }
  .footer p{color:rgba(255,255,255,.6);font-size:13px;line-height:1.6;margin:0 0 12px}
  .footer h4{
    font-family:var(--rr-font-mono);font-size:11px;font-weight:600;
    letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.55);
    margin:0 0 14px;
  }
  .footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px}
  .footer a{color:rgba(255,255,255,.78);font-size:13px;text-decoration:none}
  .footer a:hover{color:#fff;text-decoration:underline}
  .footer-bottom{
    display:flex;justify-content:space-between;align-items:center;
    padding-top:20px;border-top:1px solid rgba(255,255,255,.08);
    font-size:12px;color:rgba(255,255,255,.5);flex-wrap:wrap;gap:10px;
  }

  .sticky-cta{
    position:fixed;left:50%;bottom:18px;transform:translateX(-50%) translateY(120%);
    z-index:60;background:var(--rr-paper);
    border:1px solid var(--rr-line);
    border-radius:999px;padding:6px;
    box-shadow:var(--rr-sh-lg);
    display:flex;gap:6px;transition:transform .35s cubic-bezier(.4,.0,.2,1);
    max-width:calc(100% - 32px);
  }
  .sticky-cta.is-visible{transform:translateX(-50%) translateY(0)}
  .sticky-cta a{
    display:inline-flex;align-items:center;gap:8px;
    padding:10px 18px;border-radius:999px;font-size:13px;font-weight:600;
    text-decoration:none;
  }
  .sticky-cta a.primary{background:var(--rr-navy);color:#fff}
  .sticky-cta a.primary:hover{background:var(--rr-navy-deep)}
  .sticky-cta a.ghost{color:var(--rr-navy);background:transparent}
  .sticky-cta a.ghost:hover{background:var(--rr-navy-mist)}
  .sticky-cta a i{width:14px;height:14px}

  .reveal{
    opacity:0;transform:translateY(20px);
    transition:opacity .6s ease,transform .6s ease;
  }
  .reveal.is-visible{opacity:1;transform:translateY(0)}

  @media (max-width:1024px){
    .hero__grid{grid-template-columns:1fr;gap:36px}
    .layout{grid-template-columns:1fr;gap:0}
    .toc{display:none}
    .toc-trigger{display:flex}
    .toc-drawer{display:block}
    .tiers{grid-template-columns:1fr;gap:14px}
    .stepper{grid-template-columns:1fr 1fr}
    .step:nth-child(2) .step__arrow{display:none}
    .funnel{grid-template-columns:1fr}
    .footer-grid{grid-template-columns:1fr 1fr;gap:24px}
  }
  @media (max-width:720px){
    .nav__menu{display:none}
    .nav__toggle{display:flex;flex-direction:column;gap:4px;padding:8px}
    .nav__toggle span{width:22px;height:2px;background:var(--rr-navy-ink);border-radius:2px}
    .nav__menu.is-open{
      display:flex;flex-direction:column;position:absolute;top:68px;left:0;right:0;
      background:var(--rr-paper);border-bottom:1px solid var(--rr-line);
      padding:18px var(--rr-gutter);gap:14px;align-items:stretch;
    }
    .hero{padding:40px 0 36px}
    .glance__stats{grid-template-columns:1fr;gap:10px}
    .grid--3,.grid--2{grid-template-columns:1fr}
    .stepper{grid-template-columns:1fr}
    .step{border-right:none;border-bottom:1px solid var(--rr-line)}
    .step:last-child{border-bottom:none}
    .step__arrow{display:none!important}
    .res-strip{grid-template-columns:1fr}
    .split{grid-template-columns:1fr}
    .clause{grid-template-columns:1fr;gap:8px}
    .clause__num{font-size:30px}
    .footer-grid{grid-template-columns:1fr 1fr}
    .footer-brand{grid-column:1/-1}
    .tl-points{flex-direction:column;gap:14px;top:-30px}
    .tl-point{flex-direction:row;align-items:center;min-width:0}
    .tl-point__dot{margin-top:0;margin-right:8px}
    .tl-axis{height:auto;background:none;margin:0}
    .tl-fill{display:none}
    .tl-labels{flex-direction:column;align-items:flex-start}
    .tl-wrap{padding:20px 16px}
  }

  @media (prefers-reduced-motion:reduce){
    *,*::before,*::after{
      animation-duration:.01ms!important;
      animation-iteration-count:1!important;
      transition-duration:.01ms!important;
      scroll-behavior:auto!important;
    }
    .reveal{opacity:1;transform:none}
  }
